How long have you put off shopping around for more competitive auto insurance rates in Coconut Creek, FL? Locating better insurance prices for a car in Florida can turn out to be an all-consuming task, but you can use our auto insurance buying tips to save time. There is a better way to find auto insurance online so you're going to learn the best way to get price quotes for your and get the best price possible from Coconut Creek insurance agents and online providers.

It's a great practice to price shop coverage every six months because auto insurance rates are adjusted regularly by insurance companies. Despite the fact that you may have had the best premium rates on auto insurance six months ago you will most likely find a better price today. Block out anything you think you know about auto insurance because we're going to demonstrate the proper way to get good coverage on auto insurance at a lower rate.

Buying the cheapest auto insurance in Coconut Creek is actually not that difficult if you follow our advice. If you already have coverage or want to find a cheaper company, take advantage of these tips to buy cheaper auto insurance without reducing protection. Shoppers just need to use the least time-consuming way to shop from multiple carriers.

Finding a better price on auto insurance is not a difficult process. Consumers just need to spend a few minutes on the computer comparing free Coconut Creek car insurance quotes from different insurance companies.

The following companies offer price comparisons in Coconut Creek, FL. To locate cheaper auto insurance in Florida, we recommend you compare several of them in order to find the most competitive rates.

Insurance Costs for Popular Vehicles in Coconut Creek
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Impala LTZ $1,738 $869 $145
Chevrolet Malibu LTZ $1,536 $768 $128
Chevrolet Silverado LS Extended Cab 2WD $1,506 $753 $126
Dodge Ram Crew Cab Laramie 2WD $1,946 $973 $162
Ford Escape XLT 2WD $1,512 $756 $126
Ford Explorer XLT 2WD $1,188 $594 $99
Ford F-150 Lariat Crew Cab 2WD $1,464 $732 $122
Ford Focus SES 4-Dr Sedan $1,512 $756 $126
Honda Accord LX 4-Dr Sedan $1,066 $533 $89
Honda CR-V EX-L 2WD $1,260 $630 $105
Honda Civic LX-S 4-Dr Sedan $1,654 $827 $138
Honda Odyssey EX W/Rear Entertainment $1,606 $803 $134
Hyundai Elantra GLS 4-Dr Sedan $1,228 $614 $102
Jeep Grand Cherokee Laredo 2WD $1,148 $574 $96
Nissan Altima 3.5 SR 4-Dr Sedan $1,728 $864 $144
Toyota Camry XLE $1,370 $685 $114
Toyota Corolla XLE $1,314 $657 $110
Toyota Tacoma 2WD $1,200 $600 $100
Volkswagen Jetta LE 4-Dr Sedan $1,320 $660 $110
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Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, claim-free, and homeowner. Rate information does not factor in vehicle garaging location which can lower or raise coverage prices substantially.

Policy deductibles

The information below highlights how deductible choice and can influence Chevrolet Malibu premium costs for different categories of driver ages. The premiums assume a single male driver, full coverage, and no policy discounts are applied.

Chevrolet Malibu rates are for example purposes only. To get rates for your specific vehicle, click here.

Car insurance cost for men versus women

The diagram below compares yearly insurance costs for male and female drivers in Cocoa. The premiums assume no accidents, no driving violations, full physical damage coverage, $100 deductibles, single marital status, and no discounts are applied to the premium on a Honda Pilot LX.

Honda Pilot rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Liability-only rates compared to full coverage

The diagram below visualizes the comparison of Honda Civic insurance costs with full coverage compared to only the Florida minimum liability coverage. The prices are based on no claims or driving citations, $100 deductibles, married male driver, and no policy discounts are applied.

Honda Civic rates are for example purposes only. To get rates for your specific vehicle, click here.

Should you be buying full coverage?

There is no exact rule for excluding physical damage coverage on your policy, but there is a general convention. If the yearly cost of full coverage is more than 10% of the vehicle's replacement cost less your deductible, then it might be time to buy liability only.

For example, let's assume your Honda Civic book value is $6,000 and you have $1,000 full coverage deductibles. If your vehicle is totaled, the most you would get paid by your company is $5,000 after you pay the deductible. If you are currently paying more than $500 a year for physical damage coverage, then you might want to think about dropping full coverage.

There are some conditions where dropping full coverage is not in your best interest. If you still owe money on your vehicle, you are required to maintain full coverage in order to satisfy the requirements of the loan. Also, if your finances do not allow you to purchase a different vehicle in case of an accident, you should not buy liability only.