Insurance quote for Chevy Equinox in JacksonvilleWant to learn how to buy lower-priced Chevy Equinox insurance in Jacksonville? Are you burned out from sacrificing to pay your insurance bill each month? You are in the same boat as the majority of other consumers in Florida.

Astonishing but true, almost 70% of drivers in Florida have bought insurance from the same company for more than four years, and almost half have never compared rates with other companies. The average driver in the United States could pocket approximately 46.5% a year by just comparing quotes, but they just assume it takes a lot of time to compare rate quotes. Big companies like Progressive, GEICO and Farmers Insurance continually hit you with fancy advertisements and consumers find it hard to see past the corporate glitz and take the time to shop coverage around.

Smart consumers take time to take a look at other company's rates quite often because rates change quite often. Despite the fact that you may have had the lowest rate on Chevy Equinox insurance in Jacksonville a year ago there may be better deals available now. Ignore everything you know about insurance because you're about to find out the easiest way to save money, get proper deductibles and limits, all at the lowest rate.

If you have coverage now or want to find a cheaper company, use these cost-cutting techniques to lower your rates and still have adequate protection. Locating the best insurance company for you in Jacksonville is actually quite easy if you know where to start. You only need to know the most efficient way to quote multiple rates using one simple form.

Cutting your Jacksonville insurance rates is not a difficult process. You just have to take time to compare rates online with multiple companies.

Doing price comparisons online is so simple that it replaces the need to actually drive to each insurance agency near you. Quoting and buying Chevy Equinox insurance online eliminates the middleman unless you're the type of person who wants the guidance that only a licensed agent can provide. Some companies do allow you to comparison shop your insurance online but have your policy serviced through an agent.

The companies in the list below can provide price comparisons in Jacksonville, FL. To find cheaper auto insurance in Florida, it's a good idea that you visit two to three different companies to find the most affordable auto insurance rates.

Chevrolet Equinox Insurance Rates in Jacksonville, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $196 $392 $504 $30 $152 $1,274 $106
Equinox LT 2WD $204 $372 $400 $24 $120 $1,120 $93
Equinox LS AWD $358 $648 $418 $24 $124 $1,572 $131
Equinox LT AWD $226 $430 $438 $26 $132 $1,252 $104
Equinox LTZ 2WD $392 $748 $426 $26 $128 $1,720 $143
Equinox LTZ AWD $290 $594 $504 $30 $152 $1,570 $131
Equinox LTZ AWD $312 $628 $472 $28 $142 $1,582 $132
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Data based on single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Price estimates do not factor in garaging location in Jacksonville which can affect auto insurance rates significantly.

Gender differences in car insurance premiums

The chart below illustrates the difference between Chevrolet Equinox premium costs for male and female drivers. The rate quotes are based on no tickets, no at-fault accidents, full coverage, $500 deductibles, single marital status, and no policy discounts are applied.

Physical damage deductibles

The illustration below illustrates how your choice of deductibles and can affect Chevrolet Equinox yearly insurance costs for each age group. The data assumes a married male driver, comp and collision included, and no discounts are applied.

Can higher deductibles save money?

A question often asked by Jacksonville drivers is which deductible level should you buy. The comparison tables below may aid in understanding the cost difference when you select higher and lower deductibles. The first pricing table uses a $100 deductible for comprehensive and collision coverage and the second price chart uses a $1,000 deductible.

Chevrolet Equinox insurance with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $358 $648 $418 $24 $124 $1,597 $133
Equinox LT 2WD $358 $648 $418 $24 $124 $1,597 $133
Equinox LS AWD $358 $648 $418 $24 $124 $1,597 $133
Equinox LT AWD $358 $648 $418 $24 $124 $1,597 $133
Equinox LTZ 2WD $406 $764 $418 $24 $124 $1,761 $147
Equinox LTZ AWD $406 $764 $418 $24 $124 $1,761 $147
Equinox LTZ AWD $406 $764 $418 $24 $124 $1,761 $147
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Chevrolet Equinox insurance with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $200 $342 $418 $24 $124 $1,108 $92
Equinox LT 2WD $200 $342 $418 $24 $124 $1,108 $92
Equinox LS AWD $200 $342 $418 $24 $124 $1,108 $92
Equinox LT AWD $200 $342 $418 $24 $124 $1,108 $92
Equinox LTZ 2WD $224 $402 $418 $24 $124 $1,192 $99
Equinox LTZ AWD $224 $402 $418 $24 $124 $1,192 $99
Equinox LTZ AWD $224 $402 $418 $24 $124 $1,192 $99
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, homeowner, and multi-vehicle. Information does not factor in the specific area where the vehicle is garaged which can decrease or increase rates significantly.

Based on the data above, we can derive that using a $100 deductible costs approximately $44 more each month or $528 a year than buying the higher $1,000 deductible. Since you would pay $900 more if you turn in a claim with a $1,000 deductible as compared to a $100 deductible, if you average at a minimum 20 months between claim filings, you would most likely save money by selecting a higher deductible.

It may be expensive, but it's not optional

Despite the potentially high cost of Chevy Equinox insurance, insuring your vehicle serves a purpose in several ways.

The benefits of buying enough insurance greatly outweigh the cost, particularly when you have a large claim. But the average American driver is overpaying more than $850 per year so compare rates at every policy renewal to ensure rates are inline.

Lower rate quotes on Chevy Equinox insurance in Jacksonville with these discounts

Companies offering auto insurance don't always advertise all their discounts very clearly, so here is a list both the well known as well as some of the hidden discounts that you may qualify for.Car insurance discounts

Don't be shocked that most discounts do not apply to your bottom line cost. Most cut specific coverage prices like collision or personal injury protection. Just because it seems like it's possible to get free car insurance, you aren't that lucky.

A list of companies and some of the premium reductions they offer are detailed below.

Double check with all the companies which credits you are entitled to. Savings may not apply in your area. To find insurers who offer free Chevy Equinox insurance quotes in Jacksonville, click here.

Do I need an insurance agency?

Certain consumers prefer to visit with an insurance agent and we recommend doing that Insurance agents can point out coverage gaps and will help you if you have claims. The best thing about comparing rates online is you may find cheap insurance rates and still have an agent to talk to.

Insurance agents in JacksonvilleTo help locate an agent, after submitting this short form, your insurance coverage information is immediately sent to local insurance agents in Jacksonville who can give free rate quotes for your insurance coverage. There is no need to search for any insurance agencies since price quotes are sent to you directly. In the event you want to compare rates from one company in particular, feel free to navigate to their website and submit a quote form there.

Picking the best provider shouldn't rely on just a cheap price quote. Here are some questions you might want to ask.

Jacksonville car insurance agents come in two flavors

When narrowing the list to find a reputable insurance agent or broker, you need to know there are two different agency structures that you can choose from. Insurance agencies are either exclusive or independent (non-exclusive). Either type can do a good job, but it is important to understand the difference in the companies they write for because it can impact buying decisions.

Exclusive Agencies

Agents in the exclusive channel can only quote rates from one company such as AAA, Allstate, State Farm, or Farmers Insurance. They are unable to place coverage with different providers so they are skilled at selling on more than just price. Exclusive agencies receive extensive training in insurance sales which helps them sell insurance even at higher premiums.

Listed below are exclusive insurance agencies in Jacksonville who can help you get rate quotes.

5495 Fort Caroline Rd - Jacksonville, FL 32277 - (904) 744-2702 - View Map

1944 Southside Blvd - Jacksonville, FL 32216 - (904) 724-6040 - View Map

6983 103rd St #2 - Jacksonville, FL 32210 - (904) 777-4577 - View Map

More Jacksonville agents

Independent Agencies or Brokers

These type of agents do not write with just one company so as a result can place your coverage with any number of different companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, they can switch companies in-house and you can keep the same agent. When shopping rates, it's a good idea to get rate quotes from several independent insurance agents to maximize your price options.

Below is a short list of independent agencies in Jacksonville willing to provide comparison quotes.

7855 Argyle Forest Blvd #502 - Jacksonville, FL 32244 - (904) 783-3388 - View Map

6409 Merrill Rd - Jacksonville, FL 32277 - (904) 641-5940 - View Map

8825 Perimeter Park Blvd #303 - Jacksonville, FL 32216 - (904) 494-8898 - View Map

More Jacksonville agents

Once you have received reasonable responses for all questions you ask as well as offering an affordable quote, chances are good that you have found an insurance agency that meets the criteria to service your policy.

How to know if you need help

Always keep in mind that when comparing insurance from an agent or online for your personal vehicles, there really is no single plan that fits everyone. Everyone's situation is a little different.Drive safe and save

Here are some questions about coverages that may help highlight if your insurance needs could use an agent's help.

If you're not sure about those questions but one or more may apply to you, you may need to chat with an agent. If you want to speak to an agent in your area, simply complete this short form. It is quick, free and can help protect your family.

Final considerations

Lower-priced Chevy Equinox insurance in Jacksonville is attainable both online and also from your neighborhood Jacksonville agents, so you should compare both to get a complete price analysis. Some car insurance companies may not provide rate quotes online and many times these small insurance companies only sell coverage through independent agencies.

We just showed you a lot of information how to get a better price on Chevy Equinox insurance in Jacksonville. The key thing to remember is the more times you quote, the better likelihood of getting inexpensive Jacksonville auto insurance quotes. Consumers could even find that the lowest premium rates come from an unexpected company.

People switch companies for a number of reasons such as an unsatisfactory settlement offer, poor customer service, lack of trust in their agent and even denial of a claim. It doesn't matter why you want to switch switching car insurance companies is not as hard as you think.

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