Insurance for GMC SierraHow many times have you said it's time to compare cheaper GMC Sierra insurance in Orlando? No one looks forward to paying for car insurance, especially when they could find better rates elsewhere.

Unbelievably, over 70% of drivers renewed their policy with the same company for at least four years, and approximately 38% of consumers have never taken the time to shop around. Orlando consumers could save almost 55% each year just by getting comparison quotes, but they underestimate how much money they would save if they switched to a cheaper policy.

Consumers have multiple insurers to buy insurance from, and although it's a good thing to have a selection, so many choices can make it hard to locate the cheapest rates for GMC Sierra insurance in Orlando.

It is always a good idea to compare prices before your policy renews because car insurance rates fluctuate regularly. Despite the fact that you may have had the best premium rates on GMC Sierra insurance in Orlando last year other companies may now be cheaper. Don't believe everything you read about Sierra insurance on the web, but in a few minutes you can learn the best ways to lower your car insurance bill.

Discounts can help lower premiums on GMC Sierra insurance in Orlando

Companies do not advertise all possible discounts in an easy-to-find place, so here is a list some of the best known as well as some of the hidden credits available to bring down your rates. If you are not receiving all the discounts you deserve, you are just wasting money.Insurance discounts

As a disclaimer on discounts, most discount credits are not given to your bottom line cost. Some only reduce the cost of specific coverages such as medical payments or collision. So even though you would think you could get a free insurance policy, it just doesn't work that way. But any discount will help reduce your policy cost.

A list of insurance companies and a selection of discounts include:

When getting free Orlando auto insurance quotes, it's a good idea to each company which discounts you may be entitled to. Some discounts listed above may not be available in your area. To see insurance companies that offer the discounts shown above in Orlando, click this link.

How to buy GMC Sierra insurance online

Keep in mind that making a lot of price comparisons increases the chance that you will find the best offered rates. Not every company does online price quotes, so you should also compare prices from them, too.

The providers in the list below can provide free rate quotes in Florida. To find cheap auto insurance in Orlando, we recommend you visit two to three different companies to get the cheapest price.

GMC Sierra Insurance Rates in Orlando, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sierra SLE Regular Cab 2WD $410 $648 $546 $32 $164 $1,800 $150
Sierra SL Extended Cab 2WD $194 $334 $426 $26 $128 $1,108 $92
Sierra SLE Crew Cab 2WD $308 $668 $472 $28 $142 $1,618 $135
Sierra SL Crew Cab 2WD $216 $454 $542 $32 $162 $1,406 $117
Sierra SLE Crew Cab 2WD $404 $788 $564 $34 $168 $1,958 $163
Sierra SLE Regular Cab 4WD $220 $462 $504 $30 $152 $1,368 $114
Sierra SLE Extended Cab 4WD $270 $474 $430 $26 $128 $1,328 $111
Sierra SLE Crew Cab 4WD $194 $394 $472 $28 $142 $1,230 $103
Sierra SLT Extended Cab 2WD $312 $634 $392 $24 $118 $1,480 $123
Sierra SL Crew Cab 4WD $194 $394 $472 $28 $142 $1,230 $103
Sierra SLT Extended Cab 4WD $286 $506 $426 $26 $128 $1,372 $114
Sierra SLT Crew Cab 2WD $176 $342 $400 $24 $120 $1,062 $89
Sierra SLT Crew Cab 4WD $216 $478 $472 $28 $142 $1,336 $111
Sierra Denali Crew Cab 2WD $388 $862 $472 $28 $142 $1,892 $158
Sierra Denali Crew Cab 4WD $320 $582 $426 $26 $128 $1,482 $124
Get Your Own Custom Quote Go

Price data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, claim-free, and multi-vehicle. Information does not factor in specific location information which can influence premiums considerably.

Deductible comparison

When comparing car insurance rates, the most common question is which comprehensive and collision deductibles to buy. The comparisons below summarize the costs and benefits between low and high physical damage coverage deductibles. The first set of rates uses a $250 comprehensive and collision deductible and the second data table uses a $1,000 deductible.

GMC Sierra insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sierra SLE Regular Cab 2WD $322 $544 $418 $24 $124 $1,457 $121
Sierra SL Extended Cab 2WD $322 $544 $418 $24 $124 $1,457 $121
Sierra SLE Crew Cab 2WD $322 $544 $418 $24 $124 $1,457 $121
Sierra SL Crew Cab 2WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SLE Crew Cab 2WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SLE Regular Cab 4WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SLE Extended Cab 4WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SLE Crew Cab 4WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SLT Extended Cab 2WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SL Crew Cab 4WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SLT Extended Cab 4WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SLT Crew Cab 2WD $364 $640 $418 $24 $124 $1,595 $133
Sierra SLT Crew Cab 4WD $406 $736 $418 $24 $124 $1,733 $144
Sierra Denali Crew Cab 2WD $406 $736 $418 $24 $124 $1,733 $144
Sierra Denali Crew Cab 4WD $406 $736 $418 $24 $124 $1,733 $144
Get Your Own Custom Quote Go
GMC Sierra insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sierra SLE Regular Cab 2WD $200 $342 $418 $24 $124 $1,108 $92
Sierra SL Extended Cab 2WD $200 $342 $418 $24 $124 $1,108 $92
Sierra SLE Crew Cab 2WD $200 $342 $418 $24 $124 $1,108 $92
Sierra SL Crew Cab 2WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SLE Crew Cab 2WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SLE Regular Cab 4WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SLE Extended Cab 4WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SLE Crew Cab 4WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SLT Extended Cab 2WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SL Crew Cab 4WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SLT Extended Cab 4WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SLT Crew Cab 2WD $224 $402 $418 $24 $124 $1,192 $99
Sierra SLT Crew Cab 4WD $250 $464 $418 $24 $124 $1,280 $107
Sierra Denali Crew Cab 2WD $250 $464 $418 $24 $124 $1,280 $107
Sierra Denali Crew Cab 4WD $250 $464 $418 $24 $124 $1,280 $107
Get Your Own Custom Quote Go

Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, multi-policy, and safe-driver. Premium amounts do not factor in vehicle location which can raise or lower price quotes substantially.

Based on this data, we can arrive at the conclusion that using a $250 deductible costs roughly $34 more each month or $408 each year than buying the higher $1,000 deductible. Since the policyholder would be required to pay $750 more out-of-pocket with a $1,000 deductible as compared to a $250 deductible, if you normally average at least 22 months between claims, you would more than likely save some money if you choose the higher deductible.

It's not one size fits all

Always keep in mind that when comparing your policy for your vehicles, there really is no best way to insure your cars. Your needs are not the same as everyone else's.Car insurance savings

These are some specific questions may help highlight if your insurance needs might need an agent's assistance.

If you can't answer these questions but a few of them apply, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, complete this form.

Comparing rates from local Orlando insurance agencies

Many drivers prefer to buy from a local agent and that is recommended in a lot of cases A good thing about comparing insurance online is the fact that drivers can get better rates and still have a local agent.

Orlando insurance agentsTo help locate an agent, after submitting this quick form, your coverage information is transmitted to agents in your area who will give you quotes for your insurance coverage. There is no need to find an agent on your own since rate quotes are delivered to you. You'll get the best rates without having to waste a lot of time. If you have a need to quote rates from a specific insurance provider, feel free to go to their quote page and fill out their quote form.

Choosing the best company requires more thought than just the price. Before buying a policy in Orlando, get answers to these questions.

Best auto insurance agent in Orlando

If you want to use a local insurance agency, you need to know there are two different types of agencies and how they function. Insurance agents in Orlando can be classified as either exclusive or independent (non-exclusive).

Exclusive Insurance Agents

These type of agents can only place business with one company such as AAA, Allstate, and State Farm. These agents are not able to provide rate quotes from other companies so they have no alternatives for high prices. Exclusive agents receive extensive training in insurance sales which helps offset the inability to provide other markets.

Below is a short list of exclusive insurance agencies in Orlando who can help you get price quotes.


7608 W Sand Lake Rd - Orlando, FL 32819 - (407) 354-1320 - View Map


8255 Lee Vista Blvd C - Orlando, FL 32829 - (407) 823-7900 - View Map


6200 Metrowest Blvd #103 - Orlando, FL 32835 - (407) 857-0400 - View Map

More Orlando agents

Independent Agents (or Brokers)

Agents that elect to be independent are appointed with more than one company and that enables them to quote your coverage through lots of different companies depending on which coverage is best. If premiums increase, the business is moved internally and you don't have to find a new agent. If you are comparing insurance prices, we recommend you get several quotes from a couple of independent agencies to get the best comparison.

Below is a list of independent insurance agencies in Orlando who can help you get price quotes.


2901 Curry Ford Rd #212 - Orlando, FL 32806 - (407) 849-9000 - View Map


2208 Hillcrest St - Orlando, FL 32803 - (321) 445-1117 - View Map


845 N Fern Creek Ave - Orlando, FL 32803 - (407) 898-0461 - View Map

More Orlando agents

Quote more to save more

Drivers switch companies for a number of reasons such as extreme rates for teen drivers, high prices, not issuing a premium refund and even being labeled a high risk driver. Regardless of your reason for switching companies, switching companies is not as hard as you think.

When searching for affordable Orlando auto insurance quotes, you should never sacrifice coverage to reduce premiums. In too many instances, an insured cut full coverage only to regret they didn't purchase enough coverage. The aim is to purchase a proper amount of coverage at the best cost while still protecting your assets.

We've covered a lot of techniques to lower your GMC Sierra insurance premium rates in Orlando. The most important thing to understand is the more quotes you get, the better your comparison will be. You may even be surprised to find that the lowest priced insurance comes from a small local company.

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