Want a free price quotes on more competitive Hyundai Sonata insurance in Orlando? Having to pay for pricey Hyundai Sonata insurance in Orlando can dry up your savings and put the squeeze on your family's finances.

Discount Hyundai Sonata insuranceUnfortunately, most car insurance buyers have purchased from the same company for well over three years, and practically 40% of car insurance customers have never compared rates from other carriers. Florida consumers can save hundreds of dollars each year, but most just don't grasp how much money they would save if they bought a different policy.

Since vehicle owners have many different company options, it can be challenging to locate the best insurance company.

Consumers need to get comparison quotes as often as possible because prices tend to go up over time. Even if you think you had the best rate on Hyundai Sonata insurance in Orlando last year you will most likely find a better premium rate today. You can search a lot of Sonata insurance online, but we're going to give you the best ways to lower your car insurance premiums.

The are a couple different ways to obtain and compare prices from different Orlando insurance companies. The best method to find the cheapest Hyundai Sonata insurance rates is simply to get online rate quotes.

Getting rate quotes online is very simple and it replaces the need to waste gas driving to all the different Orlando insurance agencies. The ability to get quotes online eliminates this option unless you have a need for the professional guidance only provided by licensed Orlando agents. Drivers can compare the best prices online but still have the advice of a local agent. It's important to know that comparing all the rates in your area helps increase your odds of locating the best rates. Some insurance companies are not set up to provide online Orlando Sonata insurance quotes, so it's necessary to compare price quotes from them, too.

The companies shown below can provide free quotes in Orlando, FL. If multiple companies are listed, we recommend you compare several of them to find the most affordable auto insurance rates.

Hyundai Sonata Insurance Rates in Orlando, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sonata GLS 4-Dr Sedan $278 $532 $532 $32 $160 $1,534 $128
Sonata GLS 4-Dr Sedan $172 $352 $532 $32 $160 $1,248 $104
Sonata GLS 4-Dr Sedan $226 $452 $532 $32 $160 $1,402 $117
Sonata SE 4-Dr Sedan $344 $864 $612 $36 $184 $2,040 $170
Sonata SE 4-Dr Sedan $308 $748 $532 $32 $160 $1,780 $148
Sonata Limited 4-Dr Sedan $290 $594 $570 $34 $170 $1,658 $138
Sonata Limited 4-Dr Sedan $352 $628 $480 $28 $144 $1,632 $136
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Above prices assume married female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Florida minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Rate information does not factor in vehicle garaging location which can affect auto insurance rates substantially.

Physical damage deductible comparison

One of the more difficult decisions when buying car insurance is what deductibles to buy. The data tables below summarize the costs and benefits of buying low and high physical damage deductibles. The first pricing table uses a $100 physical damage coverage deductible and the second set of rates uses a $500 deductible.

Hyundai Sonata insurance with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sonata GLS 4-Dr Sedan $358 $648 $472 $28 $142 $1,673 $139
Sonata GLS 4-Dr Sedan $358 $648 $472 $28 $142 $1,673 $139
Sonata GLS 4-Dr Sedan $358 $648 $472 $28 $142 $1,673 $139
Sonata SE 4-Dr Sedan $358 $764 $472 $28 $142 $1,789 $149
Sonata SE 4-Dr Sedan $358 $764 $472 $28 $142 $1,789 $149
Sonata Limited 4-Dr Sedan $406 $764 $472 $28 $142 $1,837 $153
Sonata Limited 4-Dr Sedan $406 $764 $472 $28 $142 $1,837 $153
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Hyundai Sonata insurance with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sonata GLS 4-Dr Sedan $262 $438 $472 $28 $142 $1,342 $112
Sonata GLS 4-Dr Sedan $262 $438 $472 $28 $142 $1,342 $112
Sonata GLS 4-Dr Sedan $262 $438 $472 $28 $142 $1,342 $112
Sonata SE 4-Dr Sedan $262 $516 $472 $28 $142 $1,420 $118
Sonata SE 4-Dr Sedan $262 $516 $472 $28 $142 $1,420 $118
Sonata Limited 4-Dr Sedan $296 $516 $472 $28 $142 $1,454 $121
Sonata Limited 4-Dr Sedan $296 $516 $472 $28 $142 $1,454 $121
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Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, safe-driver, and homeowner. Rate quotes do not factor in specific Orlando garaging location which can impact price quotes substantially.

Using the data above, we can ascertain that using a $100 deductible costs about $30 more each month or $360 a year than choosing the higher $500 deductible. Due to the fact that you would have to pay $400 more out of your own pocket with a $500 deductible as compared to a $100 deductible, if you have at a minimum 13 months between claims, you would save money if you choose a higher deductible.

Calculation for determining deductible levels

Average monthly premium for $100 deductibles: $146
Average monthly premium for $500 deductibles (subtract): - $116
Monthly savings from raising deductible: $30
Difference between deductibles ($500 - $100): $400
Divide difference by monthly savings: $400 / $30
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 13 months

One important issue to know is that raising deductibles results in a higher out-of-pocket expense when you have a claim. You should have some non-essential savings in the event you have to pay more to get your vehicle repaired.

You are unique and your auto insurance should be too

Keep in mind that when it comes to choosing the best auto insurance coverage, there isn't really a best way to insure your cars. Everyone's situation is a little different.Higher deductibles save money

For instance, these questions may help you determine if your situation may require specific advice.

If you can't answer these questions, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, simply complete this short form.

Exclusive versus independent insurance agents

Many drivers just prefer to get professional advice from a licensed agent and that is a smart decision One of the great benefits of comparing rate quotes online is the fact that drivers can get the best rates and still choose a local agent. And supporting neighborhood agents is definitely important in Orlando.

Find insurance agent in OrlandoUpon completion of this short form, your insurance coverage information gets sent to participating agents in Orlando who will give you bids for your coverage. There is no need to drive around due to the fact that quote results will go instantly to you. You can find lower rates without a big time investment. If you wish to get a comparison quote from a specific company, you just need to search and find their rate quote page and fill out the quote form the provide.

If you prefer to buy car insurance from a good Orlando insurance agent, it's helpful to know the different types of agents and how they can service your needs differently. Car insurance agents in Orlando are categorized either independent agents or exclusive agents depending on their employer.

Independent Car Insurance Agents

These type of agents do not write with just one company and that allows them to write policies through many different car insurance companies and possibly get better coverage at lower prices. If they find a lower price, the business is moved internally and you don't have to find a new agent. If you are comparing rate quotes, we recommend you get quotes from at a minimum one independent agency so that you can do a thorough price comparison.

Below are independent agents in Orlando who may be able to give you rate quotes.


2319 S Goldenrod Rd - Orlando, FL 32822 - (407) 243-9700 - View Map

National Insurance Agencies
1005 N Pine Hills Rd - Orlando, FL 32808 - (407) 480-5521 - View Map

Budget Insurance Agency
5574 N Orange Blossom Trail - Orlando, FL 32808 - (321) 270-6385 - View Map

More Orlando agents

Exclusive Car Insurance Agents

Agents that elect to be exclusive write business for a single company such as State Farm, AAA, and Liberty Mutual. These agents are not able to compare rates from other companies so if the price isn't competitive there isn't much they can do. Exclusive agencies are trained well on their company's products which helps them sell insurance even at higher premiums.

Shown below are Orlando exclusive insurance agencies willing to provide rate quotes.


3806 Edgewater Dr - Orlando, FL 32804 - (407) 290-8544 - View Map


5555 E Michigan St #104 - Orlando, FL 32822 - (407) 380-5689 - View Map


1118 Manor Dr - Orlando, FL 32807 - (407) 249-9999 - View Map

More Orlando agents

Choosing the best insurance agent is decision based upon more than just a low price. These are some questions you should get answers to.